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Priority Checking Account Terms and Conditions: Minimum opening deposit of $25 required. The monthly service charge of $20 can be waived if you maintain one or more of the following: a minimum daily collected balance of $5,000 or more; or $7,500 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances; or $250,000 or more in a Trust account or account (excluding annuities) with Hancock Whitney Financial Consultants*. A Priority Checking account cannot be linked to any other Priority, Connect, or Private Wealth checking account for combined balance calculations. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information if applicable.

¹ Rebated ATM Fee Terms: Priority Checking account debit card holders enjoy a refund of the surcharge fees for cash withdrawals made at all U.S. and international ATMs. All Visa international fees are non-refundable.

² Priority Checking Cell Phone Protect Terms: Auto-pay your monthly cell phone bill with your Visa Debit Card and you’ll qualify for up to $250 in coverage if your phone is ever stolen or damaged. Certain terms, conditions and exclusions apply. See the Guide to Benefits, included with your new Visa Debit Card, for further details.

³ Early Pay Terms: Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.

Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.

No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

^ΔCard Controls are not available in the business banking mobile app.