Priority Checking

An interest-bearing account designed to maximize your earnings, along with premium security benefits, relationship balances and the highest level of customer support.

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Priority Checking Features and Benefits

All of our checking accounts offer the must-have features and tools to bank with ease.

In addition, your Priority Checking account provides you with free or discounted access to a number of in-person services.

  • Free Priority checks
  • 25% discount on safe deposit box
  • No issuance fee on money orders and/or cashier’s checks, up to five total per month

Advanced money management services to keep your money working for you.

Premium Interest Rate on Higher Balances

When your Priority Checking is linked to a Priority Money Market,1 the accounts work together and you earn premium and competitive rates and avoid monthly fees.

Cash Sweep

Increase your interest earning potential even further with a cash sweep. Daily automatic transfers make it easy to move extra cash from checking into your Priority Money Market account without having to make the transfer yourself.

Free Wire Transfers

Electronically transfer funds to anyone in the world at no charge. Wire transfers are one of the quickest and most secure ways to send money.

ATM Fee Refunds


Priority debit card holders also enjoy a refund of the surcharge fees for cash withdrawals made at all U.S. and International ATMs. Locate Us. *All Visa international fees are non-refundable.

Visa® Debit Card with Convenient Mobile Wallet Access

Easily check out at your favorite retailers without ever reaching for your wallet. Add your debit card to the wallet app on your eligible Apple, Android, or Samsung2 device to conveniently make purchases at merchants nationwide.

Linked Silver Savings


Link your Priority Checking account to any Silver Savings account to establish a recurring savings routine and enjoy no monthly service charges on your linked savings account.

Identity Monitoring

Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified. Registration and activation for this service is required.

Credit Report and Score Monitoring3

IDProtect® will monitor your Experian credit files daily and automatically alert you if key changes occur. Access to single bureau credit report and single bureau credit score. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Registration and activation for this service is required.

Debit and Credit Card Registration

You can register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. Registration and activation for this service is required.

Identity Theft Expense Reimbursement Coverage4

You are automatically covered with up to $10,000 theft expense reimbursement coverage.* Coverage includes expenses associated with restoring your identity, such as reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents, medical record costs, costs for daycare and elder care, travel and accommodations, as well as coverage for wages lost for time taken off work to correct personal records. Please review your Summary of Benefits for Identity Theft Expense Reimbursement Coverage for additional information.

IDProtect® Score Tracker5,6

Good credit begins with knowing your credit score. This information is vital, so you know if you need to make adjustments to your financial decisions, so you can make smarter financial decisions for tomorrow and better protect your credit moving forward. Soon, you’ll be able to track your score and easily see any changes over time. Registration and activation for this service is required.

Cellular Telephone Protection7

Auto-pay your monthly cell phone bill with your Visa Debit Card and you'll qualify for up to $250 in coverage if your phone is ever stolen or damaged.

Relationship Pricing

You can waive the $21 monthly service charge on your Priority Checking account by meeting one or more of the following requirements:

  • Maintain a $10,000 minimum collected daily balance
  • $25,000  of combined deposits (excluding CDs and IRAs),  outstanding consumer loans (excluding mortgages) or credit card balances
  • $250,000 or more  in a Trust account or an account with Hancock Whitney Investment Services, Inc. (excluding annuities) 

At account set-up, you will have the opportunity to select the accounts that you would like to have linked for combined balance calculation purposes.

Not sure which account is right for you?

Our handy side-by-side comparison will help you sort through the details.

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Are you a card-carrying Saints fan?

Prove it with a Hancock Whitney Bank Saints Visa® Debit Card. Open your checking account today and let the world know you’re a true believer.

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Priority Checking Card

Still have questions? We have answers.

1 To be eligible to open a Priority Money Market account, you must have a Hancock Whitney Connect, Priority or Private Banking Checking account. A minimum deposit of $100 is required to open the account. A minimum daily balance of $25,000 is required to earn interest on the account. The monthly service charge of $25 will be waived with a $25,000 minimum daily balance. Fees may reduce earnings on the account. Priority Money Market Account Truth in Savings Disclosure provided at account opening for full details and rates. 

2 Apple is a trademark of Apple, Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc. Google Pay and Chrome are trademarks of Google, Inc. Samsung is a trademark of Samsung Electronics Co., Ltd.

*Requires registration and activation
3 Credit file monitoring may take several days to begin following activation. Information is subject to change without notice. 

4 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit  complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit.

5 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

6 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

7 Only cell phones purchased by the eligible cardholder are covered. Eligible cell phones are limited to the primary line and up to the first two secondary, additional or supplemental lines as listed on your wireless provider’s billing statement for the billing cycle preceding the month in which the theft or damage occurred. Certain types of personal digital assistants (PDA) that are also cell phones are included in this plan when the terms and conditions of the offer are met. Certain terms, conditions and exclusions apply. If a cardholder fails to make a payment using their covered Visa Debit Card in a particular month, the benefit is suspended until the first day of the calendar month following the date of any future bill payment with the covered card. For further details, please refer to your Guide to Benefits, included with your new Visa Debit Card.

Hancock Whitney Investment Services, Inc. is a registered broker/dealer, member FINRA/SIPC and a SEC Registered Investment Advisor. Hancock Whitney Investment Services, Inc. is a wholly owned subsidiary of Hancock Whitney Corporation.

*Investment and Insurance Products

NO BANK GUARANTEE NOT A DEPOSIT MAY LOSE VALUE NOT FDIC INSURED
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY