Priority Checking

An interest-bearing account designed to maximize your earnings, along with premium security benefits, relationship balances and the highest level of customer support.

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Priority Checking Features and Benefits

All of our checking accounts offer the must-have features and tools to bank with ease.

In addition, your Priority Checking account provides you with free or discounted access to a number of in-person services.

  • Free Priority checks
  • 25% discount on safe deposit box
  • No issuance fee on money orders and/or cashier’s checks, up to five total per month

Advanced money management services to keep your money working for you.

Premium Interest Rate on Higher Balances

When your Priority Checking is linked to a Priority Money Market,2 the accounts work together and you earn premium and competitive rates and avoid monthly fees.

Cash Sweep

Increase your interest earning potential even further with a cash sweep. Daily automatic transfers make it easy to move extra cash from checking into your Priority Money Market account without having to make the transfer yourself.

Free Wire Transfers

Electronically transfer funds to anyone in the world at no charge. Wire transfers are one of the quickest and most secure ways to send money.

ATM Fee Refunds

Priority debit card holders also enjoy a refund of the surcharge fees for cash withdrawals made at all U.S. and International ATMs. Locate Us. *All Visa international fees are non-refundable.

Visa® Debit Card with Convenient Mobile Wallet Access

Easily check out at your favorite retailers without ever reaching for your wallet. Add your debit card to the wallet app on your eligible Apple, Android, or Samsung3 device to conveniently make purchases at merchants nationwide.

Linked Silver Savings

Link your Priority Checking account to any Silver Savings account to establish a recurring savings routine and enjoy no monthly service charges on your linked savings account.

Identity and Credit Monitoring

With IDProtect®, your identity and credit reports are continually monitored and you are notified immediately of any suspicious activity*. Request free 3-in-1 credit reports and your credit score quarterly to check for any inaccuracies. *Service activation is required.

Card Registration

Register your debit and credit cards and take comfort in knowing you can call one number to cancel and request replacement cards if lost or stolen– all with limited liability. Service activation is required.

Annual Investment Review

Make the most of investment opportunities each year with a free comprehensive portfolio review.

Identity Fraud Recovery Services

Should you become a victim of identity theft, this coverage will reimburse you to help clear your name and repair your credit. Plus, you will be assisted by a dedicated fraud specialist who will work with you until your credit and identity are restored.

Cellular Telephone Protection1

Auto-pay your monthly cell phone bill with your Visa Debit Card and you'll qualify for up to $250 in coverage if your phone is ever stolen or damaged.

Elevated Call Priority

Enjoy priority access to our call center with little or no wait times.

Relationship Pricing

You can waive the $21 monthly service charge on your Priority Checking account by meeting one or more of the following requirements:

  • Maintain a $10,000 minimum daily balance
  • $25,000  of combined deposits (excluding CDs and IRAs),  outstanding consumer loans (excluding mortgages) or credit card balances
  • $250,000 or more  in a Trust account or an account with Hancock Whitney Investment Services, Inc. (excluding annuities) 

At account set-up, you will have the opportunity to select the accounts that you would like to have linked for combined balance calculation purposes.

Not sure which account is right for you?

Our handy side-by-side comparison will help you sort through the details.

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Are you a card-carrying Saints fan?

Prove it with a Hancock Whitney Bank Saints Visa® Debit Card. Open your checking account today and let the world know you’re a true believer.

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Priority Checking Card

Still have questions? We have answers.

1Only cell phones purchased by the eligible cardholder are covered. Eligible cell phones are limited to the primary line and up to the first two secondary, additional or supplemental lines as listed on your wireless provider’s billing statement for the billing cycle preceding the month in which the theft or damage occurred. Certain types of personal digital assistants (PDA) that are also cell phones are included in this plan when the terms and conditions of the offer are met. Certain terms, conditions and exclusions apply. If a cardholder fails to make a payment using their covered Visa Debit Card in a particular month, the benefit is suspended until the first day of the calendar month following the date of any future bill payment with the covered card. For further details, please refer to your Guide to Benefits, included with your new Visa Debit Card.

2To be eligible to open a Priority Money Market account, you must have a Hancock Whitney Connect, Priority or Private Banking Checking account. A minimum deposit of $100 is required to open the account. A minimum daily balance of $25,000 is required to earn interest on the account. The monthly service charge of $25 will be waived with a $25,000 minimum daily balance. Fees may reduce earnings on the account. Refer to the Truth In Savings Disclosure provided at account opening for full details and rates. 

3 Apple is a trademark of Apple, Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc. Google Pay and Chrome are trademarks of Google, Inc. Samsung is a trademark of Samsung Electronics Co., Ltd.

4 Securities are offered through Hancock Investment Services, Inc., known and doing business as Whitney Investment Services, Inc. in Texas and Whitney Investment Services, and not through Whitney Bank. Hancock Investment Services is a registered broker/dealer, member FINRA/SIPC, and a wholly owned subsidiary of Whitney Bank. Insurance products are offered by various insurance company affiliates of Hancock Investment Services, Inc.

*Investment and Insurance Products