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The minimum deposit to open a Priority checking account is $25 with a $20 monthly service charge. See below for ways to waive the monthly service charge.
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Priority Checking is an interest-bearing personal checking account that maximizes your earnings while providing a higher level of security and support.
The minimum deposit to open a Priority checking account is $25 with a $20 monthly service charge. See below for ways to waive the monthly service charge.
Priority Checking clients won't be charged when using a non-Hancock Whitney ATM in the U.S., plus we'll rebate out-of-network ATM fees.1
Maximize earnings with an automated sweep to a linked Priority Money Market account, and get an even higher rate.
Unlock higher daily ATM and Debit Card spending limits with your Priority Checking account.
Open up to three Freestyle Checking accounts with no monthly service charges for use by other family members or for easy budgeting.
Priority Checking clients receive a higher-level call priority with Client Services.
The minimum deposit to open a Priority checking account is $25 with a $20 monthly service charge. See below for ways to waive the monthly service charge.
Priority Checking clients won't be charged when using a non-Hancock Whitney ATM in the U.S., plus we'll rebate out-of-network ATM fees.1
Maximize earnings with an automated sweep to a linked Priority Money Market account, and get an even higher rate.
Unlock higher daily ATM and Debit Card spending limits with your Priority Checking account.
Open up to three Freestyle Checking accounts with no monthly service charges for use by other family members or for easy budgeting.
Priority Checking clients receive a higher-level call priority with Client Services.
Our new mobile app is packed with powerful features that make it easier to take control of your money.
Get a clearer picture of your finances with enhanced display features that automatically categorize transactions.
Lock and unlock your Hancock Whitney debit card, change your PIN, and replace your card wherever and whenever you want.
Securely add all your Hancock Whitney accounts, plus your external accounts, so you can see your full financial picture in one place.
Create budgets, track spending, and get easy-to-understand strategies to help build better financial habits.
Auto-pay your monthly cell phone bill with your Visa Debit Card, and you’ll qualify for up to $250 in coverage if your phone is ever stolen or damaged.2
Simply enroll in direct deposit with your employer or income source. Once your direct deposit is set up, you’ll automatically have access to Early Pay.
Yes, you can link to your personal savings account as overdraft protection. Learn more about Hancock Whitney Overdraft Protection Services.
Priority Checking Account Terms and Conditions: Minimum opening deposit of $25 required. The monthly service charge of $20 can be waived if you maintain one or more of the following: a minimum daily collected balance of $5,000 or more; or $7,500 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances; or $250,000 or more in a Trust account or account (excluding annuities) with Hancock Whitney Financial Consultants*. A Priority Checking account cannot be linked to any other Priority, Connect, or Private Wealth checking account for combined balance calculations. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information if applicable.
1 Rebated ATM Fee Terms: Priority Checking account debit card holders enjoy a refund of the surcharge fees for cash withdrawals made at all U.S. and international ATMs. All Visa international fees are non-refundable.
2 Priority Checking Cell Phone Protect Terms: Auto-pay your monthly cell phone bill with your Visa Debit Card and you’ll qualify for up to $250 in coverage if your phone is ever stolen or damaged. Certain terms, conditions and exclusions apply. See the Guide to Benefits, included with your new Visa Debit Card, for further details.
3 Early Pay Terms: Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.
Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.
No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.
ΔCard Controls are not available in the business banking mobile app.
* Financial Planning services may only be offered by Investor Adviser Representatives. Although the service is free, certain recommended products may have fees. Check the background of this investment professional on FINRA’s BrokerCheck Located at: Hancock Whitney Financial Consultants, 525 Florida Avenue SW, Denham Springs, LA 70726, 1-800-385-4188 Hancock Whitney Financial Consultants is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Hancock Whitney Bank where investment services are offered or Hancock Whitney Corporation. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services. Investment Products:
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