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Priority Money Market

Competitive rates saving you the time and effort of shopping around

With this innovative account, you're rewarded for your checking relationship with fair market rates on your money market account that will keep pace with the market. The more you save, the more you earn.1

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The features and benefits of a Priority Money Market account

 

Account setup

The minimum deposit to open a Priority Money Market account is $100 with a $25 monthly service charge. Requires a linked eligible checking account.1 Discover ways to waive the monthly service charge.

 

Earning interest

Receive premium interest with balances from $25,000 up to $5 million.

 

Overdraft protection

Link to another deposit account or a line of credit to protect against overdrafts. Learn more about overdraft protection at Hancock Whitney.

 

Enhance your earnings

With your linked Priority Checking account,1 you have a sweep feature that will automatically move excess funds to your linked Priority Money Market account.

 

Access your money

Your money is available to you anytime. You receive unlimited deposit and up to 6 transfers or withdrawals monthly before incurring a fee.

 

Local Financial Centers

With hundreds of full-service Financial Centers and ATMs across the region, we make it easy to take advantage of our 125 years of experience.

It's easy to waive monthly service charges

To avoid the $25 monthly service charge, all you need to do is:

  • Maintain a minimum daily balance of $25,000

Bank where you want, when you want

Get the convenience of banking on the go or at home, with digital tools that put your account at your fingertips.

Deposit checks on the go2

Take a photo of the check with your smartphone, follow the prompts, and we'll notify you when the deposit is complete.

 

Pay bills automatically

Schedule payments up to a year in advance and set up recurring payments so you never forget.

 

Schedule transfers

Set up and schedule automatic transfers from your checking account into your savings account directly from the app.

 
Want to explore more of our digital banking features?
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How to receive premium interest rates

  • A Priority Checking account linked to the Priority Money Market, and

  • At least five qualified transactions each statement cycle in your Priority Checking account, and

  • $25,000 or more in your Priority Money Market account

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1Priority Money Market Terms and Conditions: You must have or open an eligible Priority Checking or Wealth Checking, or have an existing Connect Checking account. A minimum of $100 is required to open the money market account. A minimum daily collected balance of $25,000 is required to earn interest on the account. The monthly service charge of $25 can be waived if you maintain a minimum daily balance of $25,000 or more. A $15 fee will apply for each withdrawal over the limit of 6 withdrawals. A $20 closing fee will be assessed if the account is closed within the first 180 days after the account is opened. Fees may reduce earnings. To maintain Priority pricing on your Priority Money Market account, your qualifying checking account must have a minimum of 5 client-initiated debit and/or credit transactions post to the checking account per statement cycle and must be linked to the Priority Money Market account (an active, qualifying checking account). Otherwise, your Priority Money Market account (PMMA) will earn the default APY for the statement cycle. If for any reason your PMMA does not have a linked, qualified checking account, you will have at least 90 days from the date the checking account was closed or changed to link your PMMA(s) to a qualifying checking account. If not, your PMMA(s) will be converted to a Money Market Account at the terms, interest rate and APY for the Money Market Account in effect at the time of account conversion. The interest rate is variable and subject to change at the Bank’s discretion at any time without notice, before or after the account is opened. The APY will vary for other eligible linked checking account types. Refer to the Priority Money Market Account Truth in Savings Disclosure for other applicable fees, full details and APYs based on other eligible checking accounts.

2Mobile and Online Banking, Bill Pay and Mobile Check Deposit Terms: Message and data rates may apply. Please check with your mobile service provider.

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