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Essential Business Checking

A business checking account with added convenience.

Well-suited for new businesses and sole proprietors or other business types with few monthly transactions and that maintain lower balances.

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The features and benefits of an Essential Business Checking account

 
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No Monthly Service Charge1

Pay no monthly service charge1 with an Essential Business Checking account

 
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Services you need

Up to 100 monthly transactions3 and up to $5,000 in monthly cash deposits4
 
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Overdraft Protection

Ability to add overdraft protection through a Business Line of Credit or savings account2
 
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Direct Deposits

Send direct deposits to employees securely, on time and directly into their accounts6

 
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Integration Convenience

Interface with software like Quicken® and QuickBooks® and grant varying levels of access to key users – even your CPA – and closely monitor account activity
 
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Online Statements

Receive email notifications5 with your Online Statements

Take your Essential Business Checking account on the go with our mobile app

Mobile Check Deposit

Deposit checks and view deposit history with just a few taps. 
 

Transfer Funds

Easily transfer money between your accounts - even those at other financial institutions. Transfers can be made immediately or scheduled for future dates. 
 

Bill Pay

Pay your bills anytime, anywhere with the touch of a finger. Schedule payments, add payees and more. 
 
Want to explore more of our digital banking features?
Learn More
 
Download on the App Store
Get It On Google Play
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Scale your business with Merchant Services

Pair with Merchant Services7 for next-day cash funding to help keep your business running smoothly, no matter what the day throws your way.

Learn More
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Not sure if this account is right for your business?

Our side-by-side comparison will help you sort through the details.

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1There is a $50 minimum deposit to open account. A $20 fee applies if account is closed within 360 days of opening account.

2There is a $10 transfer fee for this service.

3After 100 transactions, a fee of $.50 for each transaction over 100 applies.

4If account exceeds $5,000 in cash deposits in a month, a charge of $0.25 per $100 in cash deposits will apply.

5There is a $3.00 monthly fee for mailed statements.

6Direct Deposit Services can be accessed through Business Online Banking. Direct Deposit Service fee is $9.95/month.

7Additional fees apply for this service.

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple, Inc. Google Pay and Chrome are trademarks of Google, Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

QuickBooks and Quicken are registered trademarks of Intuit, Inc.

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    Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2024

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