Essential Business Checking

Well-suited for new businesses and sole proprietors or other business types with few monthly transactions and that maintain lower balances.

Account includes:

  • No monthly service charge1
  • 10% discount on first order of your check package
  • Ability to add overdraft protection through a Business Line of Credit or savings account2
  • Up to 100 monthly transactions3
  • Up to $5,000 in monthly cash deposits4
  • Online statements with email notifications5

Ready to get started with your Essential Business Checking account?

Find a financial center near you

Or call 1-888-224-2833.

Essential Business Checking gives you convenient banking channels and enhanced security.

Pair with Merchant Services for next-day cash funding to help keep your business running smoothly, no matter what the day throws your way.

Risk Protected

  • For additional security, ATM access can be removed from employee cards
  • Our secure Mobile App does not store data on your phone so your financial information is protected
  • Send direct deposit to employees securely, on time and directly into their accounts6

Convenient

  • Register your Visa® Debit Card for Apple
    PayTM, Google PayTM or Samsung PayTM . Mobile wallets are the secure and easy way to make purchases
  • Interface with software like Quicken® and QuickBooks®

Every account comes with:

Not sure if this account is right for your business?

 

Our side-by-side comparison will help you sort through the details.

 

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1 There is a $50 minimum deposit to open account. A $20 fee applies if account is closed within 360 days of opening account.

2 There is a $10 transfer fee for this service. Federal banking regulations restrict the number of withdrawals and transfers to 6 that can be made on savings and money market accounts.

3 After 100 transactions, a fee of $.50 for each transaction over 100 applies.

4 If account exceeds $5,000 in cash deposits in a month, a charge of $.15 per $100 in cash deposits will apply.

5 There is a $3.00 monthly fee for mailed statements.

6 Direct deposit services subject to application and credit approval, and accessed through Business Online Banking. Direct deposit service is $9.95/month for up to 25 ACH transactions and $1 for each transaction over 25. Terms and conditions apply. See a banker for details. 

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple, Inc. Google Pay and Chrome are trademarks of Google, Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

QuickBooks and Quicken are registered trademarks of Intuit, Inc.