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NO is a beautiful thing

Say NO to fees. Say YES to Hancock Whitney checking.

Get a $200 bonus when you open a new Freestyle Checking account and meet criteria.1

NO NSF FEES on personal checking accounts

NO NSF FEES on personal checking accounts


NO SERVICE CHARGES with one debit transaction per month.

NO OVERDRAFT FEES on overdrawn balances of $10 or less2

NO OVERDRAFT FEES on overdrawn balances of $10 or less2

NO WAITING - get paid up to 2 days early with Early Pay3

NO WAITING - get paid up to 2 days early with Early Pay3

Earn a $200 bonus - here's how:

Complete the form to get your promo code. 
Use your promo code when you open a new Freestyle Checking account online or in a financial center by June 30, 2024.

Open your account and complete qualifying activities by August 31, 2024.

Promo code is required during account opening to be eligible for this offer. In addition, the email provided at account opening must match the email you provide to receive your promo code.

ShopAnywhere_80x80 NO Hassle with Mobile Banking

With Hancock Whitney’s mobile banking app, you can deposit checks, check balances, set up bill pay, and transfer funds from anywhere at any time. 

Learn more >

IDTheftProtection_80x80 NO Fear with account monitoring

Track transactions and monitor your account for possible fraudulent activity with Visa® Purchase Alerts and keep your information safe with additional account protections. 

Learn more >

NO time to waste - get your promo code today

Frequently Asked Questions

Still have questions? We have answers.

Call us at 800-448-8812 or stop by a local financial center today.

Learn more about Freestyle Checking

1 Checking Promotion Requirements: Use the promo code referenced above when opening a new Freestyle personal checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 6/30/2024. The promo code is required at account opening. The following criteria must be met by 8/31/2024: Set up and receive qualifying direct deposits totaling at least $300 each month through the entire promotional period which includes up to when the bonus is paid. A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, social security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency. Transfers from one account to another do not qualify. Qualifying direct deposit does not include payments received from apps such as PayPal or Cash App, and other similar payment providers. Tax refunds and Stimulus Checks are not qualifying direct deposits. Deposits made at a financial center, via ATM, online transfer, mobile device, debit card/prepaid card number or the mail do not qualify. The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years. The email given at account opening must match the email address submitted to get the offer promo code.

If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new personal checking account by 10/31/2024. Bonuses may be considered interest and may be reported on IRS Form 1099.

All Freestyle Checking account applications are subject to approval. $25 minimum opening deposit is required. Monthly service fee of $10 can be waived by the following: primary account holder under 18 or age 64 and over or make one or more client-initiated debit or credit transactions per statement cycle to waive the service charge. No minimum daily balance or minimum direct deposit amount is required to waive the service charge. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

2 NSF items created by check, in-person withdrawals or other electronic means that overdraw (OD) an account may be charged $36.00 per item. If you have opted-in to the payment of ATM and everyday debit card (POS) NSF items into overdraft, we may assess OD fees on those items as well. We waive OD fees on the following: NSF items of $5.00 or less or overdrawn balances of $10.00 or less at the end of nightly batch processing. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance. For additional details on the Bank’s OD practices see our Standard Overdraft Services, or visit a local financial center.

Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date. Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney. No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

Hancock Whitney Bank, Member FDIC. All accounts subject to approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. Copyright © 2024 Hancock Whitney Bank.