Business Loans and Lines of Credit

We can help you structure the proper credit plan for your company. Whether it is for expansion initiatives, capital improvements, seasonal inventory or technology upgrades, we offer a number of commercial loan programs which can be tailored to your needs.

A business line of credit offers variable rates and flexible access to funds. Get the working capital you need to purchase inventory, cover seasonal expenses or solve short-term funding needs.

Predictable monthly payments and a fixed rate make term loans a good solution for long-term financing needs like equipment or vehicle purchases and building expansions. Terms will vary based on the financial condition of your company and the purpose of the loan.

Forecast your real estate expenses with an extended fixed rate owner-occupied commercial real estate loan. A great opportunity to lock in your loan at today’s low rates with terms of up to 15 years. 

Similar to a line of credit, a construction loan is used to finance commercial construction projects. Draw funds as needed to pay contractors and suppliers, then when the building is completed, the loan is paid off with proceeds from permanent financing. Most construction loans are granted after permanent financing has already been arranged. 

Our bankers have a strong track record of success with commercial real estate developers, corporations and individuals with an interest in making real estate investments. With each real estate financing opportunity, we strive to provide a committed source of capital that matches the funding objectives.