Lending Solutions

We have what you need to fund your dreams and the things that make life worth living.

Talk to a Private Banker

Custom Lending Solutions

Loans Secured by Marketable Securities

Provide liquidity to satisfy your short-term needs without disrupting your overall investment strategy, by using your investment account as collateral.

 

Professional Practice Loans

We offer customized loans designed especially for small law firms, medical practices, CPA firms, and their partners. Loans are available for the purchase of a professional service firm, the buyout of legacy partners, and the purchase of equipment.

 

Yacht & Marine Financing

Refinance your existing yacht or purchase a new one with the assistance of your private banker.

 

Aircraft Financing

Purchase your first plane or refinance one you already own with assistance from an experienced private banker who can help meet all your financing needs.

Private Banking Preferred Line of Credit

  • The lowest interest rate of any of our personal lines of credit
  • Private Banking Preferred Line of Credit** offer financial flexibility and peace of mind
  • Convenient access to cash without having to reapply
  • No collateral is required
  • No Annual Fee5
  • Link to your checking account for overdraft protection

Preferred Visa Platinum® Credit Card

For our Private Banking clients, we offer a Hancock Whitney Preferred Visa Platinum® card* with no annual fee1, competitive APR, and exclusive concierge rewards and benefits.


 

A Card with a Concierge

  • Get assistance with travel and restaurant reservations, gift arrangements, event tickets, business services, and more with Visa Concierge Services.

 

Rewards

  • Earn reward points on purchases2 like gas, groceries and restaurants.
  • Redeem your points for 1% cash back or valuable rewards2 from an exclusive Points Plus Rewards catalog.

 

Superior Security

  • Get protection from unauthorized purchases with Visa Zero Liability.3
  • Receive Visa Purchase Alerts on your phone and in your email.4

 

No Borders. No Fees.1

  • Pay no foreign transaction fees on your international purchases.

 

Convenient Digital Wallet Options:

  • Pay conveniently with Apple Pay, Google Pay and Samsung Pay.

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Not sure which lending solution is right for you?

Help me decide

Talk to a Private Banker

 

 

All products may not be available in all states.

*To be eligible for the Preferred Visa Platinum Card, clients must have a minimum of $250,000 in recurring annual household income or $1,000,000 in investable assets. See a private banker for details.

**Private Banking lending services are offered exclusively to clients who meet the Private Banking relationship criteria. Please see your banker for details and eligibility requirements.

1As of June 8, 2020, the APR for the Platinum Card is 6.25% when you open your account. The APR is based on the Prime Rate Index, plus a margin. The Index is the Wall Street Journal U.S. Prime Rate as designated in the “Money Rates” section of The Wall Street Journal. The APR may vary with the market based on the Prime Rate Index. Additionally, a balance transfer fee of 3% of the amount of each transfer (maximum fee: $50) and a cash advance fee of 3% of the amount of each cash advance apply.

2To earn reward points, purchases must be eligible credit card transactions. For details on eligible credit card transactions on which you can earn reward points and details on the reward points program in general, including the 1% cash back reward, go to hancockwhitney.com/pointsplus.

3Visa® Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. You must notify your card issuer promptly of any unauthorized use. Consult your issuer for additional details or visit www.visa.com/security.

4Some transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. Actual time to receive Visa Purchase Alerts is dependent on when the merchant submits the charge, wireless service and coverage within area. Alerts service may not be available in all areas. Message and data rates may apply. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. A limit of ten cards can be registered per Visa Purchase Alerts account. Additional restrictions apply. To set up purchase alerts, visit hancockwhitney.com/purchase-alerts.

5Private Banking Line of Credit rates are variable based on The Wall Street Journal U.S. Prime rate as designated in the "Money Rates" section of The Wall Street Journal plus a margin. Prime Rate was 3.25% as of 6/8/20. Rates can range from 4.25% to 5.50% and are based on your line amount and creditworthiness.

All Hancock Whitney Visa® Cards are issued by Hancock Whitney Bank.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Google Pay and Chrome are trademarks of Google Inc.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.