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Interest Business Checking

A smart checking option for businesses with higher account balances that can earn interest at a competitive rate.

Account Includes:

  • Earns interest on balances over $2,500 and larger balances have higher tiered interest rates
  • No monthly service charge for the first 30 days1
  • Ability to add overdraft protection through a Business Line of Credit or savings account2
  • Visa® Debit Card with chip technology and higher limits
  • Up to 500 monthly transactions3
  • Up to $20,000 in monthly cash deposits4
  • Online statements with email notifications, or you can request mailed statements
  • 10% discount on first order of your check package

Ready to get started with your Interest Business Checking account?

Find a financial center near you

Or call 888-224-2833.

Interest Business Checking comes with convenient banking channels and enhanced security, all while earning interest.

Pair with Merchant Services for next-day cash funding to help keep your business running smoothly, no matter what the day throws your way.


After the first month, save the $25 monthly service charge when you:

  • Maintain a $25,000 minimum daily balance
  • Maintain a combined balance of $50,000 or more in loans and deposits, including your personal accounts5

Risk Protected

  • Grant varying levels of access to key users – even your CPA – and closely monitor account activity
  • For additional security, ATM access can be removed from employee cards
  • Send direct deposit to employees securely, on time and directly into their accounts6


  • Register your Visa® Debit Card for Apple PayTM, Google PayTM or Samsung PayTM . Mobile wallets are the secure and easy way to make purchases
  • Interface with software like Quicken® and QuickBooks®

Every account comes with:


1 There is a $50 minimum deposit to open account. A $20 fee applies if account is closed within 360 days of opening account.

2 There is a $10 transfer fee for this service.

3 After 500 transactions a fee of $.50 for each transaction over 500 applies.

4 If account exceeds $20,000 in cash deposits in a month, a charge of $0.25 per $100 in cash deposits will apply

5 Combined balance includes combination of deposits, loans, lines of credit balances, and includes consumer accounts. Excludes Certificates of Deposit.

6 Direct Deposit Services can be accessed through Business Online Banking. Direct Deposit Service fee is $9.95/month.

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple, Inc. Google Pay and Chrome are trademarks of Google, Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

QuickBooks and Quicken are registered trademarks of Intuit, Inc.