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Interest Business Checking

Tackle your business needs with Interest Business Checking

A smart checking option for businesses with higher account balances that can earn interest at a competitive rate.

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The features and benefits of an Interest Business Checking account


Earning Interest

Earns interest on balances over $2,500 and larger balances have higher tiered interest rates

Overdraft Protection

Ability to add overdraft protection through a Business Line of Credit or savings account2

Services you need

Up to 500 monthly transactions3 and up to$20,000 in monthly cash deposots4

Business Debit Cards

Visa® Debit Card with chip technology and higher limits

Direct Deposits

Send direct deposit to employees securely, on time and directly into their accounts6


Integration Convenience

Interface with software like Quicken® and QuickBooks® and grant varying levels of access to key users – even your CPA – and closely monitor account activity
Pay no monthly service charge for the first 30 days1

After the first month, you can waive the $25 monthly service change with any of these options:

  • Keep a $25,000 minimum daily balance, or

  • Maintain a combined balance of $50,000 or more in loans and deposits, excluding your personal accounts5, or

Take your Interest Business Checking account on the go with our mobile app

Mobile Check Deposit

Deposit checks and view deposit history with just a few taps. 


Transfer Funds

Easily transfer money between your accounts - even those at other financial institutions. Transfers can be made immediately or scheduled for future dates.


Bill Pay

Pay your bills anytime, anywhere with the touch of a finger. Schedule payments, add payees and more. 

Want to explore more of our digital banking features?
Learn More
Download on the App Store
Get It On Google Play

Scale your business with Merchant Services

Pair with Merchant Services7 for next-day cash funding to help keep your business running smoothly, no matter what the day throws your way.

Learn More

Ultra - Business Woman Behind Counter with Clover Machine Checking Out

Not sure if this account is right for your business?

Our side-by-side comparison will help you sort through the details. 

Compare Options

1 There is a $50 minimum deposit to open account. A $20 fee applies if account is closed within 360 days of opening account.

2 There is a $10 transfer fee for this service.

3 After 500 transactions a fee of $.50 for each transaction over 500 applies.

4 If account exceeds $20,000 in cash deposits in a month, a charge of $0.25 per $100 in cash deposits will apply

5 Combined balance includes combination of deposits, loans, lines of credit balances, and includes consumer accounts. Excludes Certificates of Deposit.

6 Direct Deposit Services can be accessed through Business Online Banking. Direct Deposit Service fee is $9.95/month.

7Additional fees apply for this service.

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QuickBooks and Quicken are registered trademarks of Intuit, Inc.

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Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2024