Interest Business Checking

A smart checking option for businesses with higher account balances that can earn interest at a competitive rate.

Account Includes:

Earns interest on balances over $2,500 and larger balances have higher tiered interest rates
No monthly service charge for the first 30 days¹
Ability to add overdraft protection through a Business Line of Credit or savings account²
Visa® Debit Card with higher limits

Up to 500 monthly transactions³
Up to $20,000 in monthly cash deposits⁴
Online statements with email notifications, or you can request mailed statements
10% discount on first order of your check package

Ready to get started with your Interest Business Checking account?

Or call 888-224-2833.

Interest Business Checking comes with convenient banking channels and enhanced security, all while earning interest.

Pair with Merchant Services for next-day cash funding to help keep your business running smoothly, no matter what the day throws your way.

Affordable

After the first month, save the $25 monthly service charge when you:

Maintain a $25,000 minimum daily balance
Maintain a combined balance of $50,000 or more in loans and deposits, including your personal accounts⁵

Risk Protected

Grant varying levels of access to key users – even your CPA – and closely monitor account activity
For additional security, ATM access can be removed from employee cards
Send direct deposit to employees securely, on time and directly into their accounts⁶

Convenient

Apple Pay^TM access for secure purchases in stores, in apps and on the web
Interface with software like Quicken^® and QuickBooks^®
Schedule and automate electronic tax payments from your computer⁶
Bill Pay Expedited Payment lets you meet last-minute payment deadlines without the hassle of overnight shipping⁷

Every account comes with:

Branches and ATMs across TX, LA, MS, AL and FL
Helpful service Monday-Saturday by email or phone
Online Banking and Bill Pay with secure, electronic statements
Mobile Banking with Mobile Check Deposit

Visa® Debit Card with Apple Pay^TM access
Next day funding when combined with Merchant Services account
Enjoy overdraft protection by linking to your Business Line of Credit
View and transfer funds between business and personal accounts online

¹There is a $50 minimum deposit to open account. A $20 fee applies if account is closed within 360 days of opening account.
²There is a $10 transfer fee for this service.
³After 500 transactions a fee of $.50 for each transaction over 500 applies.
⁴If account exceeds $20,000 in cash deposits in a month, a charge of $.15 per $100 in cash deposits will apply.<
⁵Combined balance includes combination of deposits, loans, lines of credit balances, and includes consumer accounts. Excludes Certificates of Deposit.
⁶Direct deposit services and tax payments subject to application and credit approval, and accessed through Business Online Banking. Direct deposit service is $9.95/month for up to 25 ACH transactions and $1 for each transaction over 25. Tax payment service is $9.95 per month.
⁷Additional fees apply for this service.
Apple is a trademark of Apple Inc.
QuickBooks and Quicken are registered trademarks of Intuit, Inc.

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