Interest Business Checking

Tackle your business needs with Interest Business Checking

A smart checking option for businesses with higher account balances that can earn interest at a competitive rate.

Open in Person

The features and benefits of an Interest Business Checking account

Earning Interest

Earns interest on balances over $2,500 and larger balances have higher tiered interest rates

Overdraft Protection

Ability to add overdraft protection through a Business Line of Credit or savings account²

Services you need

Up to 500 monthly transactions³and up to$20,000 in monthly cash deposots⁴

Business Debit Cards

Visa^® Debit Card with chip technology and higher limits

Direct Deposits

Send direct deposit to employees securely, on time and directly into their accounts⁶

Integration Convenience

Interface with software like Quicken^® and QuickBooks^®and grant varying levels of access to key users – even your CPA – and closely monitor account activity

Scale your business with Merchant Services

Pair with Merchant Services⁷ for next-day cash funding to help keep your business running smoothly, no matter what the day throws your way.

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Employee accepts payment for a purchase from a customer

Not sure if this account is right for your business?

Our side-by-side comparison will help you sort through the details.

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¹ There is a $50 minimum deposit to open account. A $20 fee applies if account is closed within 360 days of opening account.

² There is a $10 transfer fee for this service.

³ After 500 transactions a fee of $.50 for each transaction over 500 applies.

⁴If account exceeds $20,000 in cash deposits in a month, a charge of $0.25 per $100 in cash deposits will apply

⁵ Combined balance includes combination of deposits, loans, lines of credit balances, and includes consumer accounts. Excludes Certificates of Deposit.

⁶Direct Deposit Services can be accessed through Business Online Banking. Direct Deposit Service fee is $9.95/month.

⁷Additional fees apply for this service.

QuickBooks and Quicken are registered trademarks of Intuit, Inc.

Hancock Whitney Bank, Member FDIC and Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2025

Tackle your business needs with Interest Business Checking