Access Checking

A checking account that works as hard as you do.

Must-have features and tools to access your funds – when, where and how you choose.

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Access Checking Features and Benefits

All of our checking accounts offer the must-have features and tools to bank with ease.

Simplify your life with great account features for hassle-free banking.

Online Banking Bill Pay

Check balances, pay bills and transfer funds anytime, anywhere. 

Mobile Banking with Mobile Check Deposit

Save time by scheduling and paying your bills online or on your mobile device. Quickly deposit checks right now from your mobile device with mobile check deposit.

Mobile Wallet

Easily check out at your favorite retailers without ever reaching for your wallet. Add your debit card to the wallet app on your eligible Apple, Android, or Samsung device to conveniently make purchases at merchants nationwide.

Next-Generation Security

Your Visa debit card comes embedded with chip technology so you can make purchases with a new degree of confidence. Learn more about card security.

Convenient Banking Access

Over a hundred locations and fee free ATMs located throughout the Gulf South region.

Free Online Statements

Get secure online access for up to 7 years of statements and reduce the risk of mail fraud. There is absolutely no cost to you and you will receive an email alert when your statement is available. Paper statements are also available for a fee. 

Relationship Pricing

You can waive the $10 monthly service charge on your Access Checking account by meeting one or more of the following requirements:

  • Maintain a $250 minimum daily balance
  • You receive a direct deposit of $250 or more to your account2
  • Primary account holder is under the age of 24
  • Primary account holder is 64 and over

Not sure which account is right for you?

Our side-by-side comparison chart will help you sort through the details.

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Are you a card-carrying Saints fan?

Prove it with a Hancock Whitney Bank Saints Visa® Debit Card. Open your checking account today and let the world know you’re a true believer.

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Access Checking Card

Still have questions? We have answers.

1 Items created by check, in-person withdrawals or other electronic means that overdraft (OD) an account or are drawn on nonsufficient funds (NSF) may be charged $36.00 per item. If you have opted into the payment of ATM and everyday debit card (POS) transactions into OD, we may assess OD or NSF fees on these items as well. We waive OD/NSF fees on the following: items $5 or less or end-of-day account balances overdrawn or that would have been overdrawn by $5 or less. We will also assess a $36.00 Sustained Overdraft fee each time your account remains overdrawn for at least nine (9) consecutive calendar days. This fee is separate from your OD/NSF Fees already assessed. We waive this fee in certain circumstances. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance to avoid additional fees. Visit a financial center or for additional details on the Bank’s OD practices.
2 Direct deposits originating from any account, including a Hancock Whitney account, must be a qualifying direct deposit. Qualifying direct deposits includes a salary, pension, social security or other regular monthly income amount of $250 or more electronically deposited into the account by your employer or outside agency. Transfers from one account to another or deposits made at a financial center or ATM don't qualify as a direct deposit. Minimum $50 opening deposit required.

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