Freestyle Savings

Don't just save your savings—grow your savings.

Freestyle Savings offers a dynamic, high-yield interest rate that increases as your balance grows, up to $100,000¹.

Open An Account

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Is this savings account right for me?

"I want to earn a high interest rate, but I also want to be able to access my money whenever I need it."

If you want to deposit more than $25,000, consider our Priority Money Market Account..

Explore the benefits of a Freestyle Savings account

Account setup

The minimum deposit to open a Freestyle Savings account is $25 with a $5 monthly service charge.¹ Discover ways to waive the monthly service charge.

High-yield interest rates

Add to your savings with interest rates that will earn you more compared to a traditional savings account. Click here to view our current rates.

Link for overdraft protection

Link you Freestyle Savings account to your Hancock Whitney checking account to serve as overdraft protection.

It's easy to waive monthly service charges

To avoid the $5 monthly service charge, all you need to do is either:

Maintain a minimum daily balance of $250
Make one client-initiated debit or credit transaction per statement cycle
Primary account owners younger than 18 or 64 and older pay no service charge

Take Freestyle Savings on the go with our mobile app

Set up account alerts

Customize your notifications so you know when deposits have been made or when your balance falls to a certain amount.

See snapshot views of all your accounts

Check your balances without logging in so you always know where you stand—wherever you happen to be standing.

Deposit checks on the go³

Take a photo of the check with your smartphone, follow the prompts, and we'll notify you when the deposit is complete.

Want to explore more of our digital banking features?

LEARN MORE

What’s your savings strategy?

Learn more about how to establish savings goals, as well as the benefits of various types of savings accounts and products, in our Financial Cents course.

Learn More

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Freestyle Savings not the right fit?

¹Freestyle Savings Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $5 can be waived by the following: primary account holder is under 18 or age 64 and over with valid date of birth on file; or maintain a minimum daily balance of $250 or more; or have one or more client-initiated debit or credit transactions post to the savings account per statement cycle. Three free withdrawals are allowed each month; additional withdrawals are $3 each. If your account is closed within the first 180 days after opening, a $20 closing service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. The interest rate is variable and subject to change at the Bank’s discretion at any time without notice, before or after the account is opened. Fees may reduce earnings on the account. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

²Mobile and Online Banking, Bill Pay and Mobile Check Deposit Terms: Message and data rates apply. Please check with your mobile service provider.

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Don't just save your savings—grow your savings.