Freestyle Savings

Don't just save your savings—grow your savings.

Freestyle Savings offers a dynamic, high-yield interest rate that increases as your balance grows, up to $100,000¹.

Open An Account

Check Rates

Is this savings account right for me?

"I want to earn a high interest rate, but I also want to be able to access my money whenever I need it."

If you want to deposit more than $25,000, consider our Priority Money Market Account..

High-yield savings account owner checks balance on mobile phone

Explore the benefits of a Freestyle Savings account

Account setup

The minimum deposit to open a Freestyle Savings account is $25 with a $5 monthly service charge.¹ Discover ways to waive the monthly service charge.

High-yield interest rates

Add to your savings with interest rates that will earn you more compared to a traditional savings account. Click here to view our current rates.

Link for overdraft protection

Link you Freestyle Savings account to your Hancock Whitney checking account to serve as overdraft protection.

Early Pay

Set up direct deposit to your checking or savings account and get your money up to two days before the scheduled payment date with Early Pay.² Learn how to conveniently set up direct deposit using our mobile app.

Automatic Transfers

Set up automatic transfers from your checking account to your savings.

No Fees on Withdrawals

Access your money whenever you need it.

It's easy to waive monthly service charges

To avoid the $5 monthly service charge, all you need to do is either:

Maintain a minimum daily balance of $250
Make one client-initiated debit or credit transaction per statement cycle
Primary account owners younger than 18 or 64 and older pay no service charge

Take Freestyle Savings on the go with our mobile app

Our new mobile app is packed with powerful features that make it easier to take control of your money.

Transaction Translator

Get a clearer picture of your finances with enhanced display features that automatically categorize transactions.

Card Controls³

Turn your Hancock Whitney debit card on/off, change your PIN, limit debit card transactions based on specific criteria and stay informed with alerts.

Link All Your Accounts

Securely add all your Hancock Whitney accounts, plus your external accounts, so you can see your full financial picture in one place.

Budgeting Tools

Create budgets, track spending, and get easy-to-understand strategies to help build better financial habits.

Want to learn more about the new mobile app?

Download on the App Store

Hancock Whitney Mobile App Google Play Store

Hancock Whitney Mobile App

What’s your savings strategy?

Learn more about how to establish savings goals, as well as the benefits of various types of savings accounts and products, in our Financial Cents course.

Learn More

Savings account holder contacts financial advisor on her mobile phone

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¹Freestyle Savings Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $5 can be waived by the following: primary account holder is under 18 or age 64 and over with valid date of birth on file; or maintain a minimum daily balance of $250 or more; or have one or more client-initiated debit or credit transactions post to the savings account per statement cycle. If your account is closed within the first 180 days after opening, a $20 closing service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. The interest rate is variable and subject to change at the Bank’s discretion at any time without notice, before or after the account is opened. Fees may reduce earnings on the account. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

² Early Pay Terms: Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.

Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.

No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

³Card Controls are not available in the business banking mobile app.

Apple is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

Hancock Whitney Bank, Member FDIC and Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2026