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Freestyle Savings

Don't just save your savings—grow your savings.

Freestyle Savings offers a dynamic, high-yield interest rate that increases as your balance grows, up to $100,0001.

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Is this savings account right for me?

"I want to earn a high interest rate, but I also want to be able to access my money whenever I need it."

If you want to deposit more than $25,000, consider our Priority Money Market Account..

High-yield savings account owner checks balance on mobile phone

Explore the benefits of a Freestyle Savings account

 

Account setup

The minimum deposit to open a Freestyle Savings account is $25 with a $5 monthly service charge.1 Discover ways to waive the monthly service charge.

 

High-yield interest rates

Add to your savings with interest rates that will earn you more compared to a traditional savings account. Click here to view our current rates.

 

Link for overdraft protection

Link you Freestyle Savings account to your Hancock Whitney checking account to serve as overdraft protection.

It's easy to waive monthly service charges

To avoid the $5 monthly service charge, all you need to do is either:

  • Maintain a minimum daily balance of $250
  • Make one client-initiated debit or credit transaction per statement cycle
  • Primary account owners younger than 18 or 64 and older pay no service charge

We've upgraded.

Our new mobile app is packed with powerful features that make it easier to take control of your money.

Transaction Translator

Get a clearer picture of your finances with enhanced display features that automatically categorize transactions.

 

Card ControlsΔ

Lock and unlock your Hancock Whitney debit card, change your PIN, and replace your card wherever and whenever you want.

 

Link All Your Accounts

Securely add all your Hancock Whitney accounts, plus your external accounts, so you can see your full financial picture in one place.

 

Budgeting Tools

Create budgets, track spending, and get easy-to-understand strategies to help build better financial habits.

 
Want to explore more of our digital banking features?
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What’s your savings strategy?

Learn more about how to establish savings goals, as well as the benefits of various types of savings accounts and products, in our Financial Cents course.

Learn More

Savings account holder contacts financial advisor on her mobile phone

Freestyle Savings not the right fit?

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I’m interested in a savings account for balances higher than $25,000.

Explore Priority Money Market
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I don’t need frequent access to my money, and I want a higher interest rate.

Explore CDS

Want to explore other ways to reach your financial goals?

Use our account finder

1Freestyle Savings Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $5 can be waived by the following: primary account holder is under 18 or age 64 and over with valid date of birth on file; or maintain a minimum daily balance of $250 or more; or have one or more client-initiated debit or credit transactions post to the savings account per statement cycle. Three free withdrawals are allowed each month; additional withdrawals are $3 each. If your account is closed within the first 180 days after opening, a $20 closing service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance if applicable. The interest rate is variable and subject to change at the Bank’s discretion at any time without notice, before or after the account is opened. Fees may reduce earnings on the account. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

ΔCard Controls are not available in the business banking mobile app.

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Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2025

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