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Opportunity Mortgage

Everyone deserves the opportunity to own a home

With our Opportunity Mortgage, you can purchase or refinance a home with as little as $0 down. See eligibility requirements.

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What’s unique about the Opportunity Mortgage

No down payment

No Down Payment

Pay as little as 0% down so you have more money to get settled in your new home.

No private mortgage insurance

No Private Mortgage Insurance (PMI)

Because this program does not require PMI, your monthly payment could be lower.

No income limits

No Income Limits

If a property is located in a designated majority-minority census tract, income is not a barrier.

Eligibility Requirements

To be eligible for the Opportunity Mortgage, a property must be both:

  • Located in New Orleans, Baton Rouge, Gulfport/Biloxi, Houston, Tampa, or Jacksonville
  • Located in a locality that is over 50% minority as defined by census tracts

Ready to take advantage of the Opportunity Mortgage?

Connect with a community lending specialist.