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A Personal Checking Offer For You

Say "Yes" to checking and earn up to $3001

Get a cash bonus when you open any of our three personal checking accounts with convenient digital banking features and the support of a bank dedicated to helping you reach your goals.

Earn up to $300 Bonus

Your personal checking account options:

Freestyle Checking

Get the convenience and flexibility you need from a personal checking account.

  • $200 cash bonus when you open a Freestyle Checking account and set up $300 or more in monthly direct deposits. See details1
  • Service charge waived with one qualifying monthly transaction
  • Account protection with Visa ® Purchase Alerts2
  • No minimum balance requirement

 

Get Started

Priority Checking

Maximize your money with competitive interest rates and sophisticated banking features.

  • $300 cash bonus when you open a Priority Checking account and set up $1,000 or more in monthly direct deposits. See details1
  • Higher daily ATM/Debit Card spending limits
  • ID & Security Protection3 and elevated support
  • Free cash withdrawals at all U.S. ATMs

 

Get Started

Assure Checking

The perfect foundation for building your financial future, with budget-friendly features.

  • $50 cash bonus when you open an Assure Checking account and set up $50 or more in monthly direct deposits. See details1
  • Never worry about NSF or overdraft fees 
  • Includes complimentary credit score tracking
  • No minimum balance requirement
 

Get Started

Want to see a side-by-side comparison of your options?

Compare Options

Learn why NO is such a beautiful thing

 
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No waiting to get paid

Get your direct deposit paycheck up to two days sooner with Early Pay.4

 
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No overdraft fees on overdrawn balances of $10 or less 5

Also, there are NO NSF fees on our personal checking accounts.

 
Icon-No Fees

Easily avoid service charges with Freestyle Checking

Waive monthly service charges by making one debit transaction per month.

No Hassle with Mobile Banking

With Hancock Whitney’s mobile banking app, you can deposit checks, check balances, set up bill pay, and transfer funds from anywhere at any time.6

LEARN MORE

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Open a checking account and claim your cash bonus

  1. Get your promo code

    Complete the form below to get your promo code. Open your account online or at one of our local financial centers by 12/31/2024. 

     
  2. Complete Offer Requirements

    Set up and receive qualifying monthly direct deposits by 2/28/2025.

     
  3. Get Your Bonus

    If you meet the qualifying activities1 you'll receive your checking bonus of up to $300 by 4/30/2025. Your account will need to stay open and active to receive your bonus. See additional details below.

     
 
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Why your neighbors trust Hancock Whitney

125
Years of Service

For more than a century, Hancock Whitney has been dedicated to the financial well-being of Gulf South communities.

$6.8M
Donated in 2023

We give back to our local communities because we're committed to the future of our region.

6,500+
Associate Volunteer Hours

We’re more than a bank—we’re a community partner focused on giving back.

Ready to claim your cash bonus? 

Fill out the form to collect your offer promo code and then you can select which product best fits your banking needs.

1 Important details and required qualifying activities for the Up to $300 Any Checking offer:

Use the promo code referenced above when opening your new checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 12/31/2024. You must set up and receive qualifying direct deposits by 2/28/2025.

For Freestyle Checking you must set up and receive qualifying direct deposits totaling at least $300 each month; for Priority Checking you must set up and receive qualifying direct deposits totaling at least $1,000 each month; and for Assure Checking you must set up and receive qualifying direct deposits totaling at least $50 each month.

Your account and direct deposits must remain open and active during the entire promotional period which includes up to when the bonus is paid by 4/30/2025. If you meet all requirements, we will deposit the earned bonus into your new personal checking account by 4/30/2025. The earned bonus for Freestyle Checking is $200, for Priority Checking it is $300 and for Assure Checking it is $50.

Promotion Requirements for the Any Checking Up to $300 offer: The email given at account opening must match the email address submitted to get the offer promo code and the promo code is required to be included in the account opening. All account applications are subject to approval.

A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, social security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency. Transfers from one account to another do not qualify. Qualifying direct deposit does not include payments received from apps such as PayPal or Cash App, and other similar payment providers. Tax refunds and Stimulus Checks are not qualifying direct deposits. Deposits made at a financial center, via ATM, online transfer, mobile device, debit card/prepaid card number or the mail do not qualify.

The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years. Bonuses may be considered interest and may be reported on IRS Form 1099.

Additional Terms and Conditions:

Freestyle Checking Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over, is an eligible Priority Checking or Private Wealth Management Client, or makes one or more client-initiated debit and/or credit transactions per statement cycle to waive the service charge. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

Priority Checking Account Terms and Conditions: Minimum opening deposit of $25 required. The monthly service charge of $20 can be waived if you maintain one or more of the following: a minimum daily collected balance of $5,000 or more; or $7,500 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances; or $250,000 or more in a Trust account or account (excluding annuities) with Hancock Whitney Financial Consultants*. A Priority Checking account cannot be linked to any other Priority, Connect, or Private Wealth checking account for combined balance calculations. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened. Please refer to the Truth in Savings Disclosure for other applicable fees and information. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance.


Financial Planning services may only be offered by Investor Adviser Representatives. Although the service is free, certain recommended products may have fees.

Check the background of this investment professional on FINRA’s BrokerCheck.

*Located at: Hancock Whitney Financial Consultants, 525 Florida Avenue SW, Denham Springs, LA 70726, 1-800-385-4188

*Hancock Whitney Financial Consultants is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Hancock Whitney Bank where investment services are offered or Hancock Whitney Corporation. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Investment and Insurance products:


 

Assure Checking Account Terms and Conditions: $25 minimum opening deposit is required. There is a monthly service charge of $7 and can be waived if the primary account holder is under 18 years old. The Assure Checking account does not assess overdraft or NSF fees. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

2 Visa Purchase Alert Terms: Actual time to receive a transaction alert is dependent on wireless service and coverage within area. Message and data rates may apply. Some PIN-based debit transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. For more information about Purchase Alerts, including any limitation and restrictions, go to www.hancockwhitney.com/purchase-alerts.

3 ID & Security Protect Terms: Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household. Credit file monitoring may take several days to begin following activation. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the certificate of insurance. Registration and activation for these services is required.

4 Early Pay Terms: Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.

Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.

No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

5 Overdraft Fee Terms: NSF items created by check, in-person withdrawals or other electronic means that overdraw (OD) an account may be charged $36.00 per item. If you have opted-in to the payment of ATM and everyday debit card (POS) NSF items into overdraft, we may assess OD fees on those items as well. We waive OD fees on the following: NSF items of $5.00 or less or overdrawn balances of $10.00 or less at the end of nightly batch processing. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance. For additional details on the Bank’s OD practices see our Standard Overdraft Services, or visit a local financial center.

6 Mobile and Online Banking, Bill Pay and Mobile Check Deposit Terms: Message and data rates may apply. Please check with your mobile service provider.

Hancock Whitney Bank, Member FDIC. All accounts subject to approval. Terms and conditions apply.

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