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A Personal Checking Offer For You

Say "Yes" to checking and earn up to $3001

Get a cash bonus when you open any of our three personal checking accounts with convenient digital banking features and the support of a bank dedicated to helping you reach your goals.

Earn up to $300 Bonus

Your personal checking account options:

Freestyle Checking

Get the convenience and flexibility you need from a personal checking account.

  • $200 cash bonus when you open a Freestyle Checking account and set up $300 or more in monthly direct deposits. See details1
  • Service charge waived with one qualifying monthly transaction
  • Account protection with Visa ® Purchase Alerts2
  • No minimum balance requirement
 

Get Started

Priority Checking

Maximize your money with competitive interest rates and sophisticated banking features.

  • $300 cash bonus when you open a Priority Checking account and set up $1,000 or more in monthly direct deposits. See details1
  • Higher daily ATM/Debit Card spending limits
  • ID & Security Protection3 and elevated support
  • Free cash withdrawals at all U.S. ATMs
 

Get Started

Assure Checking

The perfect foundation for building your financial future, with budget-friendly features.

  • $50 cash bonus when you open an Assure Checking account and set up $50 or more in monthly direct deposits. See details1
  • Never worry about NSF or overdraft fees 
  • Includes complimentary credit score tracking
  • No minimum balance requirement
 

Get Started

Want to see a side-by-side comparison of your options?

Compare Options

Learn why NO is such a beautiful thing

 
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No waiting to get paid

Get your direct deposit paycheck up to two days sooner with Early Pay.4

 
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No overdraft fees on overdrawn balances of $10 or less

Also, there are NO NSF fees on our personal checking accounts.

 
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Easily avoid service charges with Freestyle Checking

Waive monthly service charges by making one debit transaction per month.

Our mobile app delivers all the convenience you need

Bank where you want, when you want, with our mobile app. It gives you 24/7 access to your account, plus the freedom to:

  • Set up real-time account alerts
  • See snapshot views of all your accounts in one place
  • Send and receive money with Zelle5

 

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Open a checking account and claim your cash bonus

  1. Get your promo code

    After you've entered your information below, we'll give you a promo code with a link so you can open your checking account right now. We'll also email it to you just in case you want to open an account later.

     
  2. Open your account

    Open your account online or at any of our nearby Financial Centers by 6/30/2024. Your promo code must be included when your account is opened, and the email address must be the same one you entered on the form. 

     
  3. Complete requirements for the offer

    To receive your bonus, you'll need to set up qualifying direct deposit(s) to your account by 8/31/2024. If you meet the qualifying activities, we'll add your bonus to your checking account by 10/31/2024. See additional details below.1

     
 
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Why your neighbors trust Hancock Whitney

100+
Years of Service

For more than a century, Hancock Whitney has been dedicated to the financial well-being of Gulf South communities.

$6.5M
Donated in 2022

We give back to our local communities because we're committed to the future of our region.

4,300+
Associate Volunteer Hours

We’re more than a bank—we’re a community partner focused on giving back.

Ready to claim your cash bonus? 

Fill out the form to collect your offer promo code and then you can select which product best fits your banking needs.

1.Important details and required qualifying activities for the checking bonus offer:

Use the promo code referenced above when opening a new personal checking account with money not currently on deposit at Hancock Whitney Bank by the offer expiration date of 6/30/2024. The promo code is required at account opening. All account applications are subject to approval. The following criteria must be met by 8/31/2024:

Qualifying direct deposit for Freestyle Checking: Set up and receive qualifying direct deposits totaling at least $300 each month through 10/31/2024.

Qualifying direct deposit for Priority Checking: Set up and receive qualifying direct deposits totaling at least $1000 each month through 10/31/2024.

Qualifying direct deposit for Assure Checking: Set up and receive qualifying direct deposits totaling at least $50 each month through 10/31/2024.

A qualifying direct deposit is a recurring electronic deposit, including a salary, pension, social security, other government benefit or other recurring, monthly income amount, made by your employer or outside agency. Transfers from one account to another do not qualify. Qualifying direct deposit does not include payments received from apps such as PayPal or Cash App, and other similar payment providers. Tax refunds and Stimulus Checks are not qualifying direct deposits. Deposits made at a financial center, via ATM, online transfer, mobile device, debit card/prepaid card number or the mail do not qualify.

The Bank may change or discontinue the offer at any time and without notice. This offer is non-transferable and cannot be combined with other offers. Only the person to whom this offer is addressed is eligible for this offer. Limit of one consumer checking-related bonus per household every 2 calendar years. The email given at account opening must match the email address submitted to get the offer promo code.

If your account meets the criteria, and remains open and active, we will deposit the earned bonus into your new personal checking account by 10/31/2024. Bonuses may be considered interest and may be reported on IRS Form 1099.

Additional Terms and Conditions:

Freestyle Checking: $25 minimum opening deposit is required. Monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over, is an eligible Priority or Private Wealth Client, or primary account holder makes one or more client-initiated debit or credit transactions per month to waive the service charge. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

Priority Checking: Minimum opening deposit of $25 required. The monthly service charge of $20 can be waived if you maintain one or more of the following: a minimum daily collected balance of $5,000 or more; or $7,500 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances; or $250,000 or more in a Trust account or account (excluding annuities) with Hancock Whitney Financial Consultants*. A Priority Checking account cannot be linked to any other Priority, Connect, or Private Wealth checking account for combined balance calculations. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened. Please refer to the Truth in Savings Disclosure for other applicable fees and information. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance.


Located at: Hancock Whitney Financial Consultants, 525 Florida Avenue SW, Denham Springs, LA 70726, 1-800-385-4188

*Hancock Whitney Financial Consultants is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Hancock Whitney Bank where investment services are offered or Hancock Whitney Corporation. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Investment and Insurance products:


Assure Checking: $25 minimum opening deposit is required. There is a monthly service charge of $7 per month. The Assure Checking account does not assess overdraft or NSF fees. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed, and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

2Actual time to receive a transaction alert is dependent on wireless service and coverage within area. Message and data rates may apply. Some PIN-based debit transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. For more information about Purchase Alerts, including any limitation and restrictions, go to www.hancockwhitney.com/purchase-alerts.

3 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household. Credit file monitoring may take several days to begin following activation. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefits or on the certificate of insurance. Registration and activation for these services is required.

Insurance Products: NOT BANK GUARANTEED BY THE BANK OR AN AFFILIATE OF THE BANK NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERAMENT AGENCY NOT A DEPOSIT OF THE BANK OR AN AFFILIATE OF THE BANK

4 Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.

Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.

No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

5 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Only send money to people you know well and trust. If you don't know the person you are paying or are unsure you will receive what you are purchasing, then we don't recommend you use Zelle® for the transaction. Once you have authorized and made a payment through Zelle®, it may not be possible to reverse the payment or recover the funds.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Hancock Whitney Bank, Member FDIC. All accounts subject to approval. Terms and conditions apply.