Connect Checking

More than a checking account - Premium security benefits and easy access to your money offers complete peace of mind.

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Connect Checking Features and Benefits

All of our checking accounts offer the must-have features and tools to bank with ease.

In addition, your Connect Checking account provides you with free or discounted access to a number of in-person services.

  • Free basic checks
  • 25% discount on safe deposit box
  • No issuance fee on money orders and/or cashier’s checks, up to five total per month

Protect your money and identity with powerful, built-in security features.

Identity Monitoring

Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified. Registration and activation for this service is required.

Credit Report and Score Monitoring1,4

IDProtect® will monitor your Experian credit files daily and automatically alert you if key changes occur. Access to single bureau credit report and single bureau credit score. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Registration and activation for this service is required.

Debit and Credit Card Registration

You can register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. Registration and activation for this service is required.

Identity Theft Expense Reimbursement Coverage2

You are automatically covered with up to $10,000 theft expense reimbursement coverage.* Coverage includes expenses associated with restoring your identity, such as reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents, medical record costs, costs for daycare and elder care, travel and accommodations, as well as coverage for wages lost for time taken off work to correct personal records.  Please review your Summary of Benefits for Identity Theft Expense Reimbursement Coverage for additional information.

IDProtect® Score Tracker3,4

Good credit begins with knowing your credit score. This information is vital, so you know if you need to make adjustments to your financial decisions, so you can make smarter financial decisions for tomorrow and better protect your credit moving forward. Soon, you’ll be able to track your score and easily see any changes over time. Registration and activation for this service is required.

Cellular Telephone Protection5,6

Auto-pay your monthly cell phone bill with your Visa Debit Card, and you’ll qualify for up to $250 in coverage if your phone is ever stolen or damaged.

Next Generation Security

Your Visa debit card comes embedded with chip technology so you can make purchases with a new degree of confidence. Learn more about card security.

 

Linked Silver Savings

Link your Connect Checking account to any Silver Savings account to establish a recurring savings routine and enjoy no monthly service charges on your linked savings account.

 

Visa® Debit Card with increased daily limits and convenient Mobile Wallet options

Easily check out at your favorite retailers without ever reaching for your wallet. Add your debit card to the wallet app on your eligible Apple, Android, or Samsung device to conveniently make purchases at merchants nationwide.

Relationship Pricing

You can waive the $12 monthly service charge on your Connect Checking account by meeting one or more of the following requirements:

  • Maintain a $1,500 minimum daily balance
  • $5,000 in combined deposits (excluding CDs and IRAs), outstanding consumer loans (excluding mortgages) or credit card balances.

At account set-up, you will have the opportunity to select the accounts that you would like to have linked for combined balance calculation purposes.

Not sure which account is right for you?

Our handy side-by-side comparison will help you sort through the details.

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Are you a card-carrying Saints fan?

Prove it with a Hancock Whitney Bank Saints Visa® Debit Card. Open your checking account today and let the world know you’re a true believer.

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Connect Checking Card

Still have questions? We have answers.

1 Credit file monitoring may take several days to begin following activation. Information is subject to change without notice. 

2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit.

3 Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

4 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

5 Only cell phones purchased by the eligible cardholder are covered. Eligible cell phones are limited to the primary line and up to the first two secondary, additional or supplemental lines as listed on your wireless provider’s billing statement for the billing cycle preceding the month in which the theft or damage occurred. Certain types of personal digital assistants (PDA) that are also cell phones are included in this plan when the terms and conditions of the offer are met. Certain terms, conditions and exclusions apply. For further details, please refer to your Guide to Benefits, included with your new Visa Debit Card.

6 If a cardholder fails to make a payment using their covered Visa Debit Card in a particular month, the benefit is suspended until the first day of the calendar month following the date of any future bill payment with the covered card.

Apple is a trademark of Apple, Inc., registered in the U.S. and other countries. Android is a trademark of Google Inc. Samsung is a trademark or registered trademark of Samsung Electronics Co., Ltd.

*Insurance Products:

NO BANK GUARANTEE NOT A DEPOSIT MAY LOSE VALUE NOT FDIC INSURED
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY